Using the website and online services of the Joint-Stock Company Insurance Company "Krayina" (hereinafter - JSC "IC" Krayina Company "), www.krayina.com (hereinafter - the Site), https://m.me/Krayina, https://t.me/Krayinabot, viber: // pa? chatURI = krayina.com (hereinafter online services) Companies , You accept the terms and conditions of use below and undertake to comply with them, as well as give your consent to our use of your personal data in accordance with applicable law of Ukraine.
of their calculation, algorithm insurance contract or contracts, utilities, prices and / or other site information (including these terms) at any time without notice. By using the Site and online services, the User certifies that he has reached the age of 18 and that the information provided by him is accurate, complete and relevant. Each Party guarantees to the other Party that it has the necessary capacity, as well as all the rights and powers necessary and sufficient for the conclusion of this Agreement, in accordance with its terms. If the legal capacity of the User has changed, namely: he was declared incompetent, or partially incompetent or other legal circumstances and facts have arisen that significantly affected the scope of rights and obligations of the User, which prevents him from complying with all provisions of this Agreement - is obliged to immediately stop any use of the Site and online services. For additional information, the User has the right to contact the free round-the-clock information line of JSC IC "Krayina" at 0 800 500 467 from a landline or 890 from a mobile number.
Copyright and property rights
The design, graphics, and information content of the website www.krayina.com and online services are the property of JSC IC "Krayina". Rights to all trademarks, copyrights, other intellectual property rights in relation to the information contained on the Site (as well as the principle of organization and structure of the Site), the program code of the Site belongs to JSC "IC" Krayina "and are protected by the Law of Ukraine rights ». JSC "IC" Krayina "allows you to download information from the website only if it is used for personal purposes. It is prohibited to use the information published on the website in electronic and printed sources without the written consent of JSC "IC" Krayina ".
Registration in the Personal (personal) account and committing
transactions The user must register in the Personal Account, provide certain registration information by selecting the login, password and e-mail address, and log in to the site, and follow the instructions provided by the site administrator, in particular those provided in the registration form. One of the conditions of using the site, online services, services and information of the site is that the information provided by the user during registration is and will remain accurate, correct, updated, and valid throughout the use of the Site, online services and personal account. The User undertakes to immediately notify JSC "IC" Krayina "in the event that changed (updated) any data relating to the registration of the user or the subject of insurance. Notification can be sent by mail or e-mail to the address of JSC "IC" Krayina ”, or by personal account. In case of doubt in the authenticity, correspondence or completeness of the information provided by the User or in case of JSC IC "Kraina" due to other reasons there are grounds to believe that such measures will be justified (including those cases where IC "Krayina" "Assumes that several passwords / profiles are registered per user (his account), or if during registration the User provides incorrect information or the Administration has grounds to consider such information incorrect, incomplete or inaccurate, JSC" IC "Krayina" has the right to deny this User access to the site, online service and / or any of its resources in access to services and information of the site, as well as suspend, terminate or terminate the agreement with this user (if such an agreement exists) in compliance requirements of the legislation governing the provision of financial services. The user is responsible for maintaining the confidentiality of his password, account number, ID of other information (if any), as well as for all actions performed under the contract by the user. In case of unauthorized use of personal information of the user or in case of unauthorized access, the user undertakes to notify JSC "IC" Krayina "as soon as possible. The information provided during the registration and / or execution of the insurance contract is the personal information of the User and he may not disclose or disclose access to his contract, ID or password to third parties. To register in the Personal Account, the User independently chooses a unique registration name (Login) from among the available for registration and password access to the resource, and further is responsible for the security of login and password, as well as for everything that will be done on the Site. this login and password. The Parties have agreed to use the electronic signature as a unique identifier for the purposes of this Agreement and other services provided by the Site Owner, in particular, when using the Personal Account, signing documents submitted, etc.
The procedure for registration and use of the site
The Parties agree that the Owner of the Site has the right to receive from the User all information and documentation provided by him on the Site, and, in particular, in the Personal Account, in addition in paper form and in originals.
Use / transfer of personal data
Personal data. This is information or a set of information about the User who is identified or can be identified. Personal data collected by the Company includes contact data provided by Users when using the Services (surname, name, patronymic, telephone number, e-mail address, etc.); which is used to pay for the Services; numbers of insurance contracts (policies), etc.
Personal data is collected only with the voluntary consent of the User. Collection and processing of the User's data is carried out in accordance with the requirements of current legislation.
Impersonal information - information that is not tied to a specific User of Services. Impersonal information is used exclusively for the production of statistics and to improve the Services, including informing the User about new Services.
Data storage, modification and deletion
A user who has provided his personal data to the online services:
www.krayina.com, https://m.me/Krayina, https://t.me/Krayinabot, viber: // pa? chatURI = krayina.com has the right to change and delete them, as well as to withdraw its consent to their use by making a personal request to the company's hotline.
The purpose of obtaining, storing, processing and using Personal, Public and other User data is to protect the interests of the User and the Site, as well as provide Services to the User, including targeted, personalized or general information, improving existing and creating new sites and services provided by the Site. . When the User uses the Site and Services on the equipment on which the Site is located, the Site automatically stores, processes and uses non-Personal User data, for example: User IP address, User location data, which can be determined using his IP address , technical parameters of the User's computer, the presence or absence in the User's computer of specific software, settings of this software, cookies, as well as statistical information about the activity of the User. The Owner of the Site has the right to store Personal, Public and other data of the User in the amount and within the time necessary to achieve the purpose specified in this Agreement, or within the time limits established by current legislation of Ukraine, international law or law of residence or residence. Owner and administrator of personal data of users of the Site of JSC "IC" Krayina ". The Owner of the Site collects only those personal data (for example, name and surname of the User, login and password of access, e-mail address, contact telephone number, date of birth, sex, etc.) which are knowingly and voluntarily provided by the User as a sub. the subject of personal data for the purpose of using the services of the Site, which in accordance with the requirements of the law is the consent of the subject of personal data to process their personal data in accordance with the purpose of their processing. The owner of the Site does not collect any information to be processed by which the law imposes certain requirements, such as information on racial or ethnic origin, political, religious or ideological beliefs, membership in political parties and trade unions, criminal convictions for crimes. or conviction, as well as data related to health, sexual life, biometric or genetic data (in accordance with Article 7 of the Law of Ukraine "On Personal Data Protection"). The Owner of the Site collects data on the statistics of visits to the Site. The information may include information about the connection, traffic, the user's browser, as well as the date, time, duration of work on the Internet and stay on the Site. Processing and storage of personal data is carried out in data centers, which houses the equipment that ensures the functioning of the services of the Site. The provided personal data is processed and can be stored in the Personal Database or a separate table of the Site Database. The Owner of the Site undertakes not to provide Personal Data to third parties for commercial purposes without the consent of the User to whom this data belongs. The transfer of Personal Data to third parties is allowed in the following cases:
- after obtaining the consent of the User to whom this information belongs;
- if necessary, the transfer of Personal Data in order to fulfill the order or request of the User;
- upon substantiated requests of state bodies that have the right to receive such data;
- in the event that, in the opinion of the Company, the User violates the terms of this Agreement and / or other agreements and contracts between the Site Owner and the User.
- in the interests of national security, economic prosperity and human rights.
In the event that any part of this Agreement is declared invalid or unenforced, the other parts of the Agreement shall remain in force. The waiver by either party of any provision or condition of this Agreement, or any breach thereof, shall not invalidate this provision or condition. JSC "IC" Krayina "hereby informs that the User, as a subject of personal data, has the rights provided by the Law of Ukraine" On Personal Data Protection ", namely:
1) to know about the sources of collection, location of personal data, the purpose of their processing, the location or place of residence (stay) of the owner or controller of personal data or give a corresponding order to obtain this information to the persons authorized by him, except as provided by law;
2) receive information on the conditions for granting access to personal data, in particular information on third parties to whom his personal data is transferred;
3) access to their personal data;
4) receive no later than thirty calendar days from the date of receipt of the request, except as provided by law, an answer as to whether his personal data are processed, as well as receive the content of such personal data;
5) make a reasoned request to the owner of personal data with an objection to the processing of their personal data;
6) make a reasoned request to change or destroy their personal data by any owner and controller of personal data, if such data are processed illegally or are inaccurate;
7) to protect their personal data from unlawful processing and accidental loss, destruction, damage due to intentional concealment, failure to provide or untimely provision, as well as to protect against the provision of information that is inaccurate or defames honor, dignity and business reputation natural person;
8) apply to the Commissioner or the court with complaints about the processing of their personal data;
9) apply legal remedies in case of violation of the legislation on personal data protection;
10) make reservations regarding the restriction of the right to the processing of their personal data during the granting of consent;
11) withdraw consent to the processing of personal data;
12) know the mechanism of automatic processing of personal data;
13) to protect against an automated decision that has legal consequences for him.
The Owner of the Site may use the personal data of the Client / User in order to:
- Identify the User.
- Providing the User with access to the resources of the Site.
- Establishing feedback with the User, including telephone calls, sending messages, inquiries regarding the use of the Site and the provision of insurance services, sending advertising and other information about promotions and other services of the Site Administrator.
- Confirmation of the accuracy and completeness of personal data provided by the User.
- Providing the User with effective customer and technical support in case of problems related to the use of the Site.
there. Google will use this information for the purpose of evaluating your use of the website and compiling reports on website activity for website operators. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. The Owner of the Site uses generally accepted standards of technological and operational protection of information and personal data from loss, misuse, alteration or destruction. However, despite all efforts, JSC "IC" Krayina "can not guarantee absolute protection from any threats that arise outside the regulation of the Site Owner. JSC IC "Kraina" ensures the application of all relevant obligations regarding confidentiality, as well as technical and organizational security measures to prevent unauthorized or illegal disclosure or processing of such information and data, their accidental loss, destruction or damage. When the User uses the services, the pages of the Site may contain codes of other Internet resources and third parties, as a result of which such Internet resources and third parties receive data from the User. Therefore, these Internet resources may receive and process information that the User has visited these pages, as well as other information transmitted by the user's browser. Such Internet resources can be: banner display systems (for example, DoubleClick for Publishers, Admixer, AdRiver, etc.); social network plugins (e.g. Discus, Facebook, Twitter, Google+). The use of these services of JSC "IC" Krayina "is necessary for the operational analysis of visits to the Site, internal and external assessment of site traffic, depth of views, user activity. Data received from these services JSC "IC" Krayina "does not store or process. Accordingly, if the user for any reason does not want these services to access his personal data, the user can voluntarily log out of your account or profile, clear cookies (through your browser). The Website may contain links to other websites (for informational purposes only). If you link to other websites, this Policy will not apply to such sites. In this regard, JSC "IC" Krayina "recommends Users to review the privacy and personal data policies of each website before transferring any personal data by which they can identify the User.
The Administrator has the right to:
Use the e-mail addresses of registered Users to send messages. The Company has the right to download cookies to the Participants' computers (unless the Participant has restricted this possibility in its web browser), as well as to receive, store, process and use the information contained in the Cookies.
User has the right to:
Use the login and password chosen by him upon completion of the User registration process. In case of detection of facts of unauthorized use of resources of the Site, the User must notify the Administration as soon as possible. The User grants the Administration permission to process the information provided by him, which also provides for the use of such information, including for the purpose of marketing research and targeting on the Site.
Liability of the parties
The parties for violation of the terms of this Agreement shall be liable in accordance with this Agreement and the current legislation of Ukraine. The User is responsible for their own actions in connection with the creation and placement of information on the Site and on-line services in accordance with current legislation of Ukraine. The Site Owner is not responsible for the User's breach of this Agreement and reserves the right in its sole discretion, as well as upon receipt of information from other Users or third parties about the User's breach of this Agreement to change (moderate) or delete any information published by the User. violates the prohibitions set forth in this Agreement, including terminating, restricting the User's access to all or any of the sections of the Site at any time and for any reason or without explanation, with or without prior notice. . The Administrator has the right to delete the User's profile and / or suspend, restrict or terminate the User's access to the Site and online services if it is found that the User's actions on the Site pose a threat to the Site and / or its Users.
Deleting a User Profile means automatically deleting all information contained in it, as well as all User information entered during registration on the Site. After deleting the Personal Account, the User loses access to use the functions of the Site that are available to registered users. By agreeing to this Agreement, the User confirms his consent to the use of the Site and online services solely for his personal purposes in accordance with the provisions of this Agreement; in this case, the Owner of the Site is not responsible for the compliance or non-compliance of the Site with the purposes of the User. The user is fully responsible for the compliance of the content of his information or any other data and materials with the requirements of applicable law, including liability to third parties in cases where such information or its content violates the rights and legitimate interests of third parties, including personal property copyright, other intellectual property rights of third parties, and / or encroach on their intangible assets. The Administrator is not obliged to pre-check the information of any kind posted by the User; the Parties have agreed that the Owner of the Site has the right at its discretion to deny the User the posting of such information or delete it. The user is aware of and agrees that he must independently assess all the risks associated with the placement and dissemination of such information, including the assessment of the reliability, completeness and appropriateness of this. Acceptance by the User of the terms of this Agreement in the manner prescribed by this Agreement indicates that the Owner of the service site acquainted the User with the rights of the personal data subject, and the User fully acquainted with such rights and understood them. The Parties are aware that due to malfunction of the Site, virus or hacker attack, technical malfunctions and / or due to other circumstances, the Personal Data of the User may become available to others. The User agrees not to make any claims against the Service Provider in this regard. The owner of the site is not responsible for the actions of third parties who gained access to information about the User through the use of the Internet or the Site, for the consequences of using information that, due to the peculiarities of the Site, may be available to any Internet user. Any disputes, disagreements or claims arising under or in connection with this Agreement, including those relating to its conclusion, interpretation, performance, violation, termination or invalidity, if the User is a natural person - a non-resident of Ukraine or legal entity - a non-resident of Ukraine, in the presence of the conditions provided by Art. 76 of the Law of Ukraine "On Private International Law" are subject to resolution in the courts of Ukraine, and if such a dispute can not be resolved in the courts of Ukraine for any reason, then such a dispute is resolved in accordance with private international law , while the right that will be used in resolving the dispute is the substantive law of Ukraine. The Terms are written in Ukrainian and may be provided to the User for review in another language. In case of divergence between the Ukrainian and foreign language versions of the Agreement, the provisions of the Ukrainian language version of this Agreement shall apply. The Owner of the Site provides feedback to the User by any of the following means at its discretion: -e-mail; - by phone; - by sending a response to the User in the relevant section of the Personal Cabinet. The User grants the Administrator permission to receive requests (messages, inquiries, etc.) by telephone (including SMS-mailings), mail, e-mail, transfer of personal data to database managers and third parties, if required by protection rights and legitimate interests of the personal data subject or other person, for other purposes that do not contradict the legislation of Ukraine. The user confirms the notification of his rights related to the storage and processing of personal data specified by law, the purpose of processing and persons to whom his personal data is transferred. There are no reservations about the use or processing of personal data. When changing personal data, they undertake to provide as soon as possible updated, reliable information and originals of relevant documents for updating such personal data. All notifications received by the Administrator from the User belong to information that the User does not consider restricted information, except bank or other information, which by law has a special status, and therefore may be disclosed by the Service Owner without the written consent of the User on the Site. The term of this Agreement is until the full fulfillment of the obligations undertaken by the Parties in accordance with the provisions of this Agreement.
Details of the parties
Details of the Owner of the Site:
Contact the Owner of the Site: https://www.krayina.com.
User Details: User
details are specified by the User when registering on the Site.
All information received by the Provider as a result of using the Site by the User may be used by him as information that in one way or another identifies the User and belongs to his details as a Party to this Agreement.