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Terms of use of the website "Krayina"

Using the website and online services of the Joint-Stock Company Insurance Company "Krayina" (hereinafter - JSC "IC" Krayina Company "), www.krayina.com (hereinafter - the Site), https://m.me/Krayina, https://t.me/Krayinabot, viber: // pa? chatURI = krayina.com (hereinafter online services) Companies , You accept the terms and conditions of use below and undertake to comply with them, as well as give your consent to our use of your personal data in accordance with applicable law of Ukraine.

Terms of use of the website www.krayina.com and online services provided by JSC "IC" Krayina "

General Terms and Conditions These Terms of use of the site www.krayina.com and online services provided by JSC" IC "Krayina" ( hereinafter also - "Agreement", "Terms of Use", "Agreement") regulate the relationship between the use of the functions of the Website www.krayina.com and online services, and the general conditions of possible provision of insurance services between JSC "IC" Krayina ", with on the one hand, and a natural or legal person who has accepted the terms of this Agreement by joining it in whole and unconditionally (hereinafter - "Site User", "User", "Client"), on the other hand, hereinafter referred to as " parties ", and separately -" Party ". This Agreement and the relations of the Parties arising from this Agreement shall be governed by the laws of Ukraine. The User must comply with the terms of this Agreement when using the Site and online services, posting information, as well as any other use of the site, online services or their content, regardless of whether he is a registered or unregistered user. The provision of services for the use of the Site and online services is carried out in accordance with this Agreement, as well as in accordance with any additional documents concluded on its basis, which from the moment of their publication on the Site become legally binding for all Users. Agreement. The User must read these Rules before each use of the Site and online services. By continuing to use the Site and online services after the publication of the amended Rules, the User agrees to comply with the Rules with all its changes. The current version of the Agreement is available at www.krayina.com. Access to the Site, online service or a particular service may be limited in quantity and / or time at the discretion of JSC IC "Krayina" in compliance with the legislation governing the provision of financial services. This Agreement in accordance with Art. 641 of the Civil Code of Ukraine, is a proposal (offer) to enter into an agreement with the owner of the site www.krayina.com, which is JSC "IC" Krayina "(hereinafter -" Site Owner "," Site Administrator "," Administrator "), for use Site and online services on the terms below. The conclusion of the Agreement is based on Art. 634 of the Civil Code of Ukraine, according to which the User can only fully agree to the Agreement proposed by the owner of the Site and can not offer its terms of the Agreement. If a natural or legal person familiar with this Agreement agrees to the following terms, it shall mark it after reading it. This action is considered acceptance of the offer, i.e. the response of the person to whom the offer is addressed to enter into an agreement confirming the legal or natural person's acceptance of the offer addressed by the Administrator to other participants in civil relations. Any legal entity under private or public law or any natural person, including a natural person—entrepreneur, by taking actions confirming the acceptance of the offer, acquires the status of a Party to this Agreement and is called "User". The other party to this Agreement is JSC IC Kraina as the Administrator. In this regard, the potential User of the site www.krayina.com and online service is invited to read the content of this offer, namely all the essential terms of use, which is the subject of the Agreement, which is proposed to be concluded in accordance with the terms of this offer. Agreement enters into force from the moment the User expresses consent by accepting the terms of the Agreement by clicking the "Accept Terms" button below. The Site may additionally set the terms of use of certain resources and services.In case of disagreement with the terms of this Agreement, the person has the right not to accept this offer and, accordingly, has the right to refuse to enter into the Agreement and is obliged to refuse to use the Site and online services. JSC IC "Kraina" and / or other authorized legal entities and / or individuals, including employees of JSC "IC" Kraina "who have access to the site, may improve and / or change the list of services, conditions

of their calculation, algorithm insurance contract or contracts, utilities, prices and / or other site information (including these terms) at any time without notice. By using the Site and online services, the User certifies that he has reached the age of 18 and that the information provided by him is accurate, complete and relevant. Each Party guarantees to the other Party that it has the necessary capacity, as well as all the rights and powers necessary and sufficient for the conclusion of this Agreement, in accordance with its terms. If the legal capacity of the User has changed, namely: he was declared incompetent, or partially incompetent or other legal circumstances and facts have arisen that significantly affected the scope of rights and obligations of the User, which prevents him from complying with all provisions of this Agreement - is obliged to immediately stop any use of the Site and online services. For additional information, the User has the right to contact the free round-the-clock information line of JSC IC "Krayina" at 0 800 500 467 from a landline or 890 from a mobile number.

Copyright and property rights

The design, graphics, and information content of the website www.krayina.com and online services are the property of JSC IC "Krayina". Rights to all trademarks, copyrights, other intellectual property rights in relation to the information contained on the Site (as well as the principle of organization and structure of the Site), the program code of the Site belongs to JSC "IC" Krayina "and are protected by the Law of Ukraine rights ». JSC "IC" Krayina "allows you to download information from the website only if it is used for personal purposes. It is prohibited to use the information published on the website in electronic and printed sources without the written consent of JSC "IC" Krayina ".

Registration in the Personal (personal) account and committing

transactions The user must register in the Personal Account, provide certain registration information by selecting the login, password and e-mail address, and log in to the site, and follow the instructions provided by the site administrator, in particular those provided in the registration form. One of the conditions of using the site, online services, services and information of the site is that the information provided by the user during registration is and will remain accurate, correct, updated, and valid throughout the use of the Site, online services and personal account. The User undertakes to immediately notify JSC "IC" Krayina "in the event that changed (updated) any data relating to the registration of the user or the subject of insurance. Notification can be sent by mail or e-mail to the address of JSC "IC" Krayina ”, or by personal account. In case of doubt in the authenticity, correspondence or completeness of the information provided by the User or in case of JSC IC "Kraina" due to other reasons there are grounds to believe that such measures will be justified (including those cases where IC "Krayina" "Assumes that several passwords / profiles are registered per user (his account), or if during registration the User provides incorrect information or the Administration has grounds to consider such information incorrect, incomplete or inaccurate, JSC" IC "Krayina" has the right to deny this User access to the site, online service and / or any of its resources in access to services and information of the site, as well as suspend, terminate or terminate the agreement with this user (if such an agreement exists) in compliance requirements of the legislation governing the provision of financial services. The user is responsible for maintaining the confidentiality of his password, account number, ID of other information (if any), as well as for all actions performed under the contract by the user. In case of unauthorized use of personal information of the user or in case of unauthorized access, the user undertakes to notify JSC "IC" Krayina "as soon as possible. The information provided during the registration and / or execution of the insurance contract is the personal information of the User and he may not disclose or disclose access to his contract, ID or password to third parties. To register in the Personal Account, the User independently chooses a unique registration name (Login) from among the available for registration and password access to the resource, and further is responsible for the security of login and password, as well as for everything that will be done on the Site. this login and password. The Parties have agreed to use the electronic signature as a unique identifier for the purposes of this Agreement and other services provided by the Site Owner, in particular, when using the Personal Account, signing documents submitted, etc.

The procedure for registration and use of the site

User registration and Profile creation on the Site are free. The price of paid services that may be provided by the Owner of the Site may be determined in this Agreement, as well as on the relevant pages or Sections of the Site for each individual service. Paid functions of the site www.krayina.com are available to Users in the section at the link: www.krayina.com. Terms, method, price, term (term) and procedure for payment for services may be formed, inter alia, individually and determined by agreement of the parties before providing the service. These are carried out by the User on the Internet: www.krayina.com - in the relevant section of the Site. After the Registration, the User's account is created - his Profile on the Site in the Personal Account, which is necessary to access the sections and capabilities of the Site determined by the Administration of the Site. The Registered User independently determines the procedure for using his Profile on the Site, as well as the terms of use of the Site, which in any case should not contradict the terms of this Agreement and the provisions of current legislation of Ukraine. The information content of the Site, access to which requires prior Registration, is determined at the discretion of the Site Owner and may be changed at any time at the discretion of the Site Owner. When registering, the User must fill in the registration form, indicating their Personal Data, including choosing a Login and Password to access the Profile. The user undertakes to provide reliable information about himself on the issues offered in the registration form, which is available at the link: www.krayina.com. In the event of a change in the User's Personal Data, the User is obliged to update his Personal Data within 24 (twenty-four) hours from the date of such changes. The Administrator has the right to prohibit the use of certain names of Users, as well as Passwords (their length, valid characters, words, etc.). By indicating the User's name, e-mail address, last name, first name and patronymic, the User confirms that he has access to them, they belong to him, they are authentic and true. Otherwise, the Owner of the Site has the right to deny the User the use of the Site. By indicating the User's name, e-mail address, last name, first name and patronymic, third parties, the User confirms that he has access to them, their owners granted the User such a right and agreed to enter into transactions on them and use their personal data. The User has no right to transfer his Login and Password to third parties, is fully responsible for their safety, independently choosing how to store them. In the event that any transactions on the Site are made under the User's Login and Password, it is considered that they were made by the User; the User is solely responsible for this. The Owner of the Site has the right to receive from the User any information and documents confirming personal data that the User provides during Registration. Failure by the User to provide information and documents specified in this section of the Agreement is grounds for refusal to Register the User, as well as grounds to believe that the information already provided by the User is inaccurate, which entitles the Site Owner to remove the User Profile from the Site. and prohibit the User from using the Site, including through technical means. All information provided by the User when using the Site is stored by the Site Administrator for a period of time determined by the Site Administrator at its discretion. The site administrator has the right to block or delete the User's account and all related information in full or in part without specifying the reasons that led to this; in this regard, the User in this regard waives any claims of a moral or material nature to the Site Administrator. The User has the right to get acquainted with the Information content of the Site without Registration and creation of the Personal Cabinet; all provisions of this Agreement shall apply to the User. When using the Personal Account, the user is obliged to use files in one of the following formats, which allow saving them on users' technical means and allow after saving the ability to search and copy any piece of text by viewing: document containing text, tables and images ( .doc, .docx, .rtf, .xls, .xlsx, or .pdf with recognized text); a document containing graphic images (.pdf, .tif, .jpg with a resolution of at least 300 dpi). The information should be posted (taught, filled in) in Ukrainian. At the same time it is allowed to place information in another (other) language (s).

The Parties agree that the Owner of the Site has the right to receive from the User all information and documentation provided by him on the Site, and, in particular, in the Personal Account, in addition in paper form and in originals.

Use / transfer of personal data

Personal data. This is information or a set of information about the User who is identified or can be identified. Personal data collected by the Company includes contact data provided by Users when using the Services (surname, name, patronymic, telephone number, e-mail address, etc.); which is used to pay for the Services; numbers of insurance contracts (policies), etc.  

Personal data is collected only with the voluntary consent of the User. Collection and processing of the User's data is carried out in accordance with the requirements of current legislation.

Impersonal information - information that is not tied to a specific User of Services. Impersonal information is used exclusively for the production of statistics and to improve the Services, including informing the User about new Services.  

When visiting the Site and using online services, Users give their unconditional and irrevocable consent to the collection, processing and use in any way for an indefinite period of their personal data, as well as third parties whose data windows use, to ensure the implementation of civil law , economic and legal, administrative and legal, tax and relations in the field of accounting and auditing, financial monitoring, relations for preparation in accordance with the requirements of the legislation of statistical, administrative reporting and other information on accounting, etc. The amount of personal data subject to processing, which may be included in the personal database of users of the Site and online services, is defined as any information about users of the Site and online services (except that which is a trade secret ), which became known in the process of using the Site and online services and compliance with the Terms of Use of the Site. При використанні Сайта та он-лайн сервісів користувачі підтверджують, що вони повідомлені про включення їх персональних даних до бази персональних даних, мету збору даних та осіб, яким передаються їх персональні дані, а також про їх права передбачені ст. 8 Закону України «Про захист персональних даних».

Data storage, modification and deletion 

A user who has provided his personal data to the online services: 

www.krayina.com, https://m.me/Krayina, https://t.me/Krayinabot, viber: // pa? chatURI = krayina.com has the right to change and delete them, as well as to withdraw its consent to their use by making a personal request to the company's hotline.  

To renew, access, modify, block or delete your personal data, revoke the consent to the processing of personal data provided by the User to the Company under this Privacy Policy, or in the event of any comments, suggestions or claims about personal data processed Company, you can contact the following e-mail address: [email protected].

Privacy Policy

This Policy is an integral part of the Agreement, as well as other agreements concluded with the User, or agreements that may be concluded with the User, to determine the order of receipt, storage, processing, use and disclosure of JSC "IC" Krayina "Personal Data of the User when using the Company's Services, and online services and the Site. By using the services of the Site and online services, the User agrees with the Privacy Policy of the personal data of the Site (hereinafter - the Privacy Policy), and at will and in its own interests agrees to the following methods of processing Personal Information: collection, recording, storage , clarification (update, change), use, transfer (distribution, provision, access), depersonalization, blocking, removal, destruction for the purposes established by this Policy with the use of automation or without the use of such means at its discretion. In case of disagreement with the terms of the Privacy Policy, the Client / User must not transfer personal data by filling out the appropriate forms. The privacy policy applies to all personal information that the Site and online services may receive about the Client / User when using the site, programs and products of the site. By using any part of the Site, and online services and Services, the User grants JSC "IC" Krayina "the right to receive, store, process, use and disclose Personal Data of the User under the terms of this Agreement. This Agreement does not regulate, and the Company is not responsible for the order of receipt, storage, processing, use and disclosure of Personal Data of the User by third parties and companies not owned or operated by the Company and individuals who are not employees of the Company, even if the User has accessed the sites, software, goods or services of these persons through the Site. Pursuant to the requirements of the Law of Ukraine "On Personal Data Protection" (hereinafter - the Law), the User provides JSC "IC" Krayina "its full unlimited consent to the processing of personal data in any way provided by law, entering them into personal databases of the Insurer , transfer and / or granting access to third parties without obtaining the additional consent of the User. Processing of personal data is carried out by JSC "IC" Krayina "in order to properly fulfill the terms of the Agreement, insurance contracts, investigation and insurance activities in accordance with current legislation of Ukraine. The User also agrees to offer the services of JSC IC "Krayinay", including by making direct contacts and sending messages by any means of communication. The user is informed about the rights in accordance with the Law and about the inclusion of their personal data in the personal databases of JSC "IC" Krayina ". For the purposes of the Law, personal data means any information about the User, including surname, name, patronymic, date and place of birth, address, telephone number, passport data, identification number, profession, health information. I, diagnoses, prescribed treatment, as well as other information provided during the conclusion and execution of the Agreement, including information provided about other participants in the insured event and settlement.

The purpose of obtaining, storing, processing and using Personal, Public and other User data is to protect the interests of the User and the Site, as well as provide Services to the User, including targeted, personalized or general information, improving existing and creating new sites and services provided by the Site. . When the User uses the Site and Services on the equipment on which the Site is located, the Site automatically stores, processes and uses non-Personal User data, for example: User IP address, User location data, which can be determined using his IP address , technical parameters of the User's computer, the presence or absence in the User's computer of specific software, settings of this software, cookies, as well as statistical information about the activity of the User. The Owner of the Site has the right to store Personal, Public and other data of the User in the amount and within the time necessary to achieve the purpose specified in this Agreement, or within the time limits established by current legislation of Ukraine, international law or law of residence or residence. Owner and administrator of personal data of users of the Site of JSC "IC" Krayina ". The Owner of the Site collects only those personal data (for example, name and surname of the User, login and password of access, e-mail address, contact telephone number, date of birth, sex, etc.) which are knowingly and voluntarily provided by the User as a sub. the subject of personal data for the purpose of using the services of the Site, which in accordance with the requirements of the law is the consent of the subject of personal data to process their personal data in accordance with the purpose of their processing. The owner of the Site does not collect any information to be processed by which the law imposes certain requirements, such as information on racial or ethnic origin, political, religious or ideological beliefs, membership in political parties and trade unions, criminal convictions for crimes. or conviction, as well as data related to health, sexual life, biometric or genetic data (in accordance with Article 7 of the Law of Ukraine "On Personal Data Protection"). The Owner of the Site collects data on the statistics of visits to the Site. The information may include information about the connection, traffic, the user's browser, as well as the date, time, duration of work on the Internet and stay on the Site. Processing and storage of personal data is carried out in data centers, which houses the equipment that ensures the functioning of the services of the Site. The provided personal data is processed and can be stored in the Personal Database or a separate table of the Site Database. The Owner of the Site undertakes not to provide Personal Data to third parties for commercial purposes without the consent of the User to whom this data belongs. The transfer of Personal Data to third parties is allowed in the following cases:

- after obtaining the consent of the User to whom this information belongs;

- if necessary, the transfer of Personal Data in order to fulfill the order or request of the User;

- upon substantiated requests of state bodies that have the right to receive such data;

- in the event that, in the opinion of the Company, the User violates the terms of this Agreement and / or other agreements and contracts between the Site Owner and the User.

- in the interests of national security, economic prosperity and human rights.

The User allows the Company to grant permission to other companies with which the Company has entered into relevant agreements to receive, store and process information about the User (other than Personal Data), such as the User's IP address, cookies and statistics on User activity to improve the quality of these companies services and information of an advertising nature. The User agrees that the confidentiality of data transmitted over the Internet is not guaranteed and if access to this data is obtained by third parties outside the area of ​​technical means of communication under the Company, the Company is not liable for damage caused by such access. Some services of the Site provide for the implementation and / or receipt by the User of payments through third-party payment systems that are not subject to the Company and have their own terms of use and privacy policy. The Company has the right to make changes to this Privacy Policy in the manner prescribed for changes in this Agreement. The Company shall not be liable for any damage or loss incurred by the User or third parties as a result of misunderstanding or misunderstanding of the terms of this Agreement, instructions or guidelines on the use of the Site, the placement of data and other technical issues. Until the terms of this Agreement are accepted, any User has the right to contact the Company for clarification of the provisions of the Agreement.

In the event that any part of this Agreement is declared invalid or unenforced, the other parts of the Agreement shall remain in force. The waiver by either party of any provision or condition of this Agreement, or any breach thereof, shall not invalidate this provision or condition. JSC "IC" Krayina "hereby informs that the User, as a subject of personal data, has the rights provided by the Law of Ukraine" On Personal Data Protection ", namely:

1) to know about the sources of collection, location of personal data, the purpose of their processing, the location or place of residence (stay) of the owner or controller of personal data or give a corresponding order to obtain this information to the persons authorized by him, except as provided by law;

2) receive information on the conditions for granting access to personal data, in particular information on third parties to whom his personal data is transferred;

3) access to their personal data;

4) receive no later than thirty calendar days from the date of receipt of the request, except as provided by law, an answer as to whether his personal data are processed, as well as receive the content of such personal data;

5) make a reasoned request to the owner of personal data with an objection to the processing of their personal data;

6) make a reasoned request to change or destroy their personal data by any owner and controller of personal data, if such data are processed illegally or are inaccurate;

7) to protect their personal data from unlawful processing and accidental loss, destruction, damage due to intentional concealment, failure to provide or untimely provision, as well as to protect against the provision of information that is inaccurate or defames honor, dignity and business reputation natural person;

8) apply to the Commissioner or the court with complaints about the processing of their personal data;

9) apply legal remedies in case of violation of the legislation on personal data protection;

10) make reservations regarding the restriction of the right to the processing of their personal data during the granting of consent;

11) withdraw consent to the processing of personal data;

12) know the mechanism of automatic processing of personal data;

13) to protect against an automated decision that has legal consequences for him.

The Owner of the Site may use the personal data of the Client / User in order to:

- Identify the User.

- Providing the User with access to the resources of the Site.

- Establishing feedback with the User, including telephone calls, sending messages, inquiries regarding the use of the Site and the provision of insurance services, sending advertising and other information about promotions and other services of the Site Administrator.

- Confirmation of the accuracy and completeness of personal data provided by the User.

- Providing the User with effective customer and technical support in case of problems related to the use of the Site.

Technical information

When the User visits the Site, the Administration of the Site automatically becomes available information from the standard logs of the server. This includes the IP address of the User's computer (or proxy server if it is used to access the Internet), the name of the Internet provider, domain name, type of browser and operating system, information about the site / page on social networks, with which he went to the Site, the pages of the Site that the User visits, the date and time of these visits, files, cookies. This information is analyzed by the Site Administrator in aggregate (impersonal) form for the analysis of site traffic, and is used in the development of proposals for its improvement and development. The connection between the IP address and personal information of the User is not disclosed to third parties, except when it is agreed and / or required by law. Technical information about visiting the Site (impersonal) is also collected by statistics counters installed on the site. The site uses Google Analytics, a web analytics service provided by Google Inc. (Google). Google Analytics uses cookies, text files stored on the user's computer, to help analyze how users use the site. Information obtained from cookies about the use of the website (including IP address) will be transmitted to a Google server in the United States and stored

there. Google will use this information for the purpose of evaluating your use of the website and compiling reports on website activity for website operators. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. The Owner of the Site uses generally accepted standards of technological and operational protection of information and personal data from loss, misuse, alteration or destruction. However, despite all efforts, JSC "IC" Krayina "can not guarantee absolute protection from any threats that arise outside the regulation of the Site Owner. JSC IC "Kraina" ensures the application of all relevant obligations regarding confidentiality, as well as technical and organizational security measures to prevent unauthorized or illegal disclosure or processing of such information and data, their accidental loss, destruction or damage. When the User uses the services, the pages of the Site may contain codes of other Internet resources and third parties, as a result of which such Internet resources and third parties receive data from the User. Therefore, these Internet resources may receive and process information that the User has visited these pages, as well as other information transmitted by the user's browser. Such Internet resources can be: banner display systems (for example, DoubleClick for Publishers, Admixer, AdRiver, etc.); social network plugins (e.g. Discus, Facebook, Twitter, Google+). The use of these services of JSC "IC" Krayina "is necessary for the operational analysis of visits to the Site, internal and external assessment of site traffic, depth of views, user activity. Data received from these services JSC "IC" Krayina "does not store or process. Accordingly, if the user for any reason does not want these services to access his personal data, the user can voluntarily log out of your account or profile, clear cookies (through your browser). The Website may contain links to other websites (for informational purposes only). If you link to other websites, this Policy will not apply to such sites. In this regard, JSC "IC" Krayina "recommends Users to review the privacy and personal data policies of each website before transferring any personal data by which they can identify the User.

The Administrator has the right to:

Use the e-mail addresses of registered Users to send messages. The Company has the right to download cookies to the Participants' computers (unless the Participant has restricted this possibility in its web browser), as well as to receive, store, process and use the information contained in the Cookies.

User has the right to:

Use the login and password chosen by him upon completion of the User registration process. In case of detection of facts of unauthorized use of resources of the Site, the User must notify the Administration as soon as possible. The User grants the Administration permission to process the information provided by him, which also provides for the use of such information, including for the purpose of marketing research and targeting on the Site.

Liability of the parties

The parties for violation of the terms of this Agreement shall be liable in accordance with this Agreement and the current legislation of Ukraine. The User is responsible for their own actions in connection with the creation and placement of information on the Site and on-line services in accordance with current legislation of Ukraine. The Site Owner is not responsible for the User's breach of this Agreement and reserves the right in its sole discretion, as well as upon receipt of information from other Users or third parties about the User's breach of this Agreement to change (moderate) or delete any information published by the User. violates the prohibitions set forth in this Agreement, including terminating, restricting the User's access to all or any of the sections of the Site at any time and for any reason or without explanation, with or without prior notice. . The Administrator has the right to delete the User's profile and / or suspend, restrict or terminate the User's access to the Site and online services if it is found that the User's actions on the Site pose a threat to the Site and / or its Users.

Deleting a User Profile means automatically deleting all information contained in it, as well as all User information entered during registration on the Site. After deleting the Personal Account, the User loses access to use the functions of the Site that are available to registered users. By agreeing to this Agreement, the User confirms his consent to the use of the Site and online services solely for his personal purposes in accordance with the provisions of this Agreement; in this case, the Owner of the Site is not responsible for the compliance or non-compliance of the Site with the purposes of the User. The user is fully responsible for the compliance of the content of his information or any other data and materials with the requirements of applicable law, including liability to third parties in cases where such information or its content violates the rights and legitimate interests of third parties, including personal property copyright, other intellectual property rights of third parties, and / or encroach on their intangible assets. The Administrator is not obliged to pre-check the information of any kind posted by the User; the Parties have agreed that the Owner of the Site has the right at its discretion to deny the User the posting of such information or delete it. The user is aware of and agrees that he must independently assess all the risks associated with the placement and dissemination of such information, including the assessment of the reliability, completeness and appropriateness of this. Acceptance by the User of the terms of this Agreement in the manner prescribed by this Agreement indicates that the Owner of the service site acquainted the User with the rights of the personal data subject, and the User fully acquainted with such rights and understood them. The Parties are aware that due to malfunction of the Site, virus or hacker attack, technical malfunctions and / or due to other circumstances, the Personal Data of the User may become available to others. The User agrees not to make any claims against the Service Provider in this regard. The owner of the site is not responsible for the actions of third parties who gained access to information about the User through the use of the Internet or the Site, for the consequences of using information that, due to the peculiarities of the Site, may be available to any Internet user. Any disputes, disagreements or claims arising under or in connection with this Agreement, including those relating to its conclusion, interpretation, performance, violation, termination or invalidity, if the User is a natural person - a non-resident of Ukraine or legal entity - a non-resident of Ukraine, in the presence of the conditions provided by Art. 76 of the Law of Ukraine "On Private International Law" are subject to resolution in the courts of Ukraine, and if such a dispute can not be resolved in the courts of Ukraine for any reason, then such a dispute is resolved in accordance with private international law , while the right that will be used in resolving the dispute is the substantive law of Ukraine. The Terms are written in Ukrainian and may be provided to the User for review in another language. In case of divergence between the Ukrainian and foreign language versions of the Agreement, the provisions of the Ukrainian language version of this Agreement shall apply. The Owner of the Site provides feedback to the User by any of the following means at its discretion: -e-mail; - by phone; - by sending a response to the User in the relevant section of the Personal Cabinet. The User grants the Administrator permission to receive requests (messages, inquiries, etc.) by telephone (including SMS-mailings), mail, e-mail, transfer of personal data to database managers and third parties, if required by protection rights and legitimate interests of the personal data subject or other person, for other purposes that do not contradict the legislation of Ukraine. The user confirms the notification of his rights related to the storage and processing of personal data specified by law, the purpose of processing and persons to whom his personal data is transferred. There are no reservations about the use or processing of personal data. When changing personal data, they undertake to provide as soon as possible updated, reliable information and originals of relevant documents for updating such personal data. All notifications received by the Administrator from the User belong to information that the User does not consider restricted information, except bank or other information, which by law has a special status, and therefore may be disclosed by the Service Owner without the written consent of the User on the Site. The term of this Agreement is until the full fulfillment of the obligations undertaken by the Parties in accordance with the provisions of this Agreement.

Details of the parties

Details of the Owner of the Site:


Contact the Owner of the Site: https://www.krayina.com.

User Details: User

details are specified by the User when registering on the Site.

All information received by the Provider as a result of using the Site by the User may be used by him as information that in one way or another identifies the User and belongs to his details as a Party to this Agreement.

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